Manhattan, New York Debt Relief Lawyer • Bankruptcy Alternatives • Foreclosure
Avoidance • Chapter 7, Chapter 13 Bankruptcy
Today's economic conditions have created hardship for many well-meaning, honest
consumers. You may worry about foreclosure, eviction, or spiraling interest rates
on your credit cards and you are not alone Many other people are facing the same
troubles despite their best efforts to help themselves. Attorneys of Dwyer &
Associates, LLC, are here to help.
New Yorkers seeking relief from escalating mortgage costs, unaffordable rent or
out-of-control consumer debt are encouraged to
contact the law offices of Dwyer & Associates, LLC, to schedule a consultation
regarding any of the following financial and legal matters.
• Avoid Foreclosure:
You may have more options than you imagine. For example, you may be able to sue
the lender for fraud or discrimination in connection with your original home loan.
• Your Initial Consultation:
Bring documentation of your income, bring tax returns and bring all your credit
card bills and other financial obligations to your first meeting.
•
Dispelling Myths of Bankruptcy: Get the information about bankruptcy that
you need directly from a knowledgeable lawyer who can speak to your particular circumstances.
• Chapter 7: You
may be eligible to have your debts discharged through Chapter 7 bankruptcy.
• Chapter 13:
If you do not qualify for a discharge of debts under chapter 7, you may be eligible
to file under chapter 13. Eligibility for chapter 13 is (1) a regular source of
income, (2) less than one million dollars in secured property, and (3) less than
$337,000 in unsecured debt.
• What
Property Can I Keep?: Normally, when you file bankruptcy, you can keep the
family home, your primary automobile and household goods. Talk to an attorney who
can speak to your individual situation for a more complete answer.
• How Can
I Rebuild Credit?: You may be surprised at how easy it is to rebuild credit
after you file for bankruptcy.
•
Brief History of Bankruptcy: From Biblical times, to the founding of our
nation to our modern era, bankruptcy has been a time-honored legal remedy for many
debtors. We understand that this is a difficult issue culturally and emotionally.
However, your need for debt relief and a fresh start are what matter.
At Dwyer & Associates, LLC, clients can expect to be treated with courtesy and
respect. Our attorneys understand that your time is valuable. We know that your
need for workable financial solutions is urgent. We are here to help you face and
resolve your debt problems.
Call or e-mail to schedule a free
confidential initial consultation regarding debt relief, mortgage renegotiation
or housing court issues involving unpaid back rent. We are a debt relief agency.
We help people file for bankruptcy relief under the Bankruptcy Code.