Manhattan Debt Relief Attorney
Dwyer & Associates, LLC, is a valuable, accessible source of help and information
for New Yorkers facing seemingly insurmountable debt. Potential clients who contact the law firm can be reassured that the
law firm aims to provide:
- Attentive personal service
- Convenience
- Respect and compassion
- Up-to-date legal counsel
- Practical, workable legal and financial solutions appropriate to your individual
circumstances
Read our blog more
detailed analysis on issues which may affect you.
A Manhattan, New York Debt Relief Law Firm Can Facilitate a Variety of Financial
Solutions
You may be considering Dwyer & Associates, LLC in Manhattan, New York, because
you are looking for help with overwhelming financial difficulties. Our lawyers are
prepared to help find the debt relief solutions that you need to
deal with the following:
- Bankruptcy (Personal & business)
- Mortgage modifications
- Mortgage difficulties: Your mortgage payments may have ballooned
out of control. You may be "upside down" in your mortgage, owing more
than your house will sell for in today's market. We can show you ways to
avoid foreclosure.
- Lease/rent problems: You may be struggling to keep up to date with
your lease payments because you have lost your job or your income has decreased
due to the recession; you have experienced a personal loss such as divorce or death
of your spouse; you or a member of your family faces medical challenges such as
a cancer diagnosis. We can explain how
- Consumer debt: You may have fallen hopelessly into debt as a result
of a layoff, a downturn in your business, a divorce, a medical crisis or overextension
of debt by creditors. We can help you determine whether
Chapter 7
or Chapter 13
bankruptcy may be the right answer for you.
Can You Craft Your Own Mortgage Refinance or Get Free Legal Advice?
Sometimes, consumers, renters or mortgagees believe they cannot afford the services
of an attorney, and think their best alternative is to solve the problem on their
own. They approach banks asking for a refinance, or they seek help at a free legal
aid clinic.
- A mortgage lender is required to respond to your request for refinancing.
However, it takes someone with experience to get the results you want. An experienced
Manhattan debt relief attorney can find negotiation points and help get you the
results you need.
- Taking advantage of free legal assistance may be a good idea in
theory. However, the reality is that it may take several months on a waiting list
before you can talk to a lawyer at a free legal aid clinic in New York.
Waiting for free legal advice could actually cost you more than hiring an attorney.
While you are waiting for legal aid assistance, you will continue to struggle with
overwhelming debt and deal with aggressive debt collectors/repo agents. The sooner
you hire an attorney to file the papers, the sooner you will stop paying your debts.
After you file for bankruptcy, an automatic stay is granted. This automatic stay
allows consumers to stop paying debts immediately and creditors are prohibited from
further contact.
Bankruptcy was established as a legal remedy for people overwhelmed with debt at
the founding of our country."Article 1 Section 8 of the U.S. Constitution: To
establish an uniform Rule of Naturalization, and uniform Laws on the subject of
Bankruptcies throughout the United States" -- U.S. Constitution
Call or e-mail Dwyer & Associates,
LLC, to schedule a free and confidential initial consultation regarding the debt
relief that you need and learn how our law firm can help.
We are a debt relief agency. We help people file for bankruptcy relief under the
Bankruptcy Code.